LG shows it's game for innovation with new monitors
Every major global consumer technology event throws up its fair share of superlatives and IFA 2016, set to get underway in Germany on September 2, will be no exception as it's the venue where LG will officially unveil what it claims is the world's largest 21:9 aspect ratio ultra-widescreen monitor. Just how big exactly? A huge 38 inches from corner to curved corner for a truly immersive multimedia and gaming experience plus an eye-popping 3840x1600 resolution. It's also the first monitor of its kind to come with a single USB Type C connector for minimal clutter. LG says that the display is for viewing where attention to visual detail is paramount -- it boasts 99% color accuracy, plus integrated Bluetooth compatible speakers, but at $1500 it will be out of reach for many. However as consumers move away from being shackled to desks thanks to mobile devices, they deserve a visual treat when they connect their handset or notebook to an external display. "It's more important than ever that [consumers'] monitors offer additional user benefits and conveniences," said Brian Kwon, president of LG Home Entertainment Company. "LG is the number one brand in the 21:9 monitor space because we were first to recognize that consumers are adopting a new way of working and playing that put them ahead of the competition whether that's working or playing." Alongside the superlative 38UC99 model, LG is also debuting another monitor that requires less desk space and importantly less financial outlay. The 34UC79G offers a 34-inch curved display in the same 21:9 aspect ratio and has been optimized for gaming thanks to a one millisecond motion blur reduction system plus a feature that stabilizes how black appears on the screen so that contrasts and transitions are smooth rather than blocky. The screen can be set up to show crosshairs at its center for First person shooters and there's even a hook for those that prefer using a wired mouse for gaming but don't want to get caught up with cables, and all for $700. LG's new monitors come just 24 hours after Samsung announced its first dedicated gaming monitors will also be making their official debut at IFA 2016 -- they will come in 24-inch and 27-inch 16:9 aspect ratio sizes or there's a 34-inch curved 21:9 aspect ratio monitor in the lineup with a 3440x1440 resolution and integrated speakers.
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Farm and Ranch Loans by: Mark Lambie If you are considering the purchase of either a farm or a ranch, you know that the cost of purchasing your property can exceed one million dollars. Quite frankly, not that many people are resourceful enough to fund this purchase themselves. Farm and ranch loans are available to you and at a rate that you can afford. What options do you have to finance your property? With careful research you can examine various plans available to you and close on a deal sooner than you think. We list three important plans for you here: 1. Your local bank or savings institution. Throughout the U.S. there are financial institutions specializing in farm and ranch loans. Many have existed well before the dust bowl era and are proudly serving their communities today. Others have been snapped up by national banks, but they still faithfully serve their communities. The rate you pay for your loan can vary depending on whether your property is currently being used for production agriculture or not. 2. Your state government. Many states have set up agricultural associations to assist farmers and ranchers in obtaining low cost loans. Loan rates are usually competitive with financial institutions and may actually be lower if the state has a vested interest in saving farms and ranches in your area. Contact your state government for the correct agency. 3. The federal government. Agriculture is a key commodity for the American economy and the US federal government understands this. The United States Department of Agriculture [USDA] actively assists people in obtaining farm and ranch loans. The Farm Service Agency is part of the USDA and their plans include loans to beginning farmers and ranchers, low income farmers and ranchers, emergency loans, youth loans, and farm ownership loans. Speak with an agent to find the farm and ranch loans that are of interest to you. You may also find that a family member or friend can provide farm and ranch loans to you too. If that is the case, have a contract drawn up outlining principle borrowed, interest rate, loan repayment information, etc. Owning your own farm or ranch is a dream for many Americans. Research wisely and you will find farm and ranch loans that are affordable to you. About The Author Mark Lambie is the founder of http://www.the-loan-house.com a website that allows consumers to quickly and easily get mortgage information. This article was posted on October 01, 2005 << Back to "Business And Finance" Index Have you decided to buy a new home, but don't know which loan to apply for? A home mortgage loan could be what you are looking for. It is a type of loan that is secured against a property for the repayment of the loan. There are different types available in it to choose from, and you should find the one that will best suit your needs. Generally, they are categorized into two main types: conventional and government home loans.
Conventional Home Loans They are given to buyers by mortgage companies, lenders, and banks. Their rates of interest depend upon the market trend. They are of following types: Fixed-rate Mortgage Types: As the name suggests, in this type of loan, the rate of interest does not change. The mortgage payment to be made on a monthly basis remains fixed for the predetermined period, and does not vary with the market rate. Hence, if you signed up for it at a low rate of interest, it remains so even if the market interest rates increase during that period. A fixed-rate mortgage loan can last anywhere between 10 - 40 years. If you are a first-time home buyer, then this could be an ideal option for you. However, if you sign up for it at the time, when the interest rates in the market are high, this could be a disadvantage. It offers less risk and more stability. Adjustable-rate Mortgage (ARM): It offers a fixed rate of interest initially, and later moves on to adjustable rates, depending upon the interest rates that the markets experience. It usually starts off with a low rate of interest, compared to that of a fixed-rate type in the introduction period. However, the rate of interest during the adjustable period is uncertain, which is a disadvantage. This being an unstable type of loan can involve a lot of risks. Those looking for short-term deals can benefit from it. Balloon Loan: It is offered on a fixed-rate basis for a short-term, usually around 7 - 10 years, at the end of which, the amount has to be paid in a lump sum. They are based on an amortization schedule of 30 years. The rate of interest for the term is as low as that of the adjustable-rate mortgage type. It is easy to qualify for it; so, people with low or poor credits find it very appealing, as it gives them the time to reorder their credits. Payment of the lump sum amount is a downside. At the end of the term, you are left with two options: either pay the amount, or try qualifying for another loan. Bridge Loan: It can be availed, if you have zeroed down on the new home you want to buy, but haven't sold your current one yet. The bank or the mortgage firm uses your current home as security against the loan being offered. Home Equity Type: It allows the borrower to draw funds or cash from the equity in the home or a property. It can be either fixed or adjustable. Government Home Loans These are guaranteed insured loans, targeting specific groups of people who are looking to own a home. They are channelized through private organizations, but rely on the Government for sponsorship. Federal Housing Authority (FHA): This is a program initiated by the Government-run FHA. The purpose of this program was to help more people qualify for housing mortgage loans after the Great Depression. Their interest rates are lower than any of the conventional types, and the down payments are lower, too. They are easy to qualify for. In case you intend to sell your home before the term ends, the person buying your home can take over that loan. Veteran Affairs (VA): It is offered specifically to government employees, service men, and service women by the US Department of Veteran Affairs. They are offered smaller down payments and better terms on fixed-rate and adjustable loans. They are also guaranteed, which means that in case of default on payments by the borrower, the private lender shall be repaid. Rural Housing Services (RHS) Loan Program: It is offered by the US Department of Agriculture. Loans for rural residents are guaranteed by the Government without any down payment. Availing a home loan is an important aspect of home buying. Hopefully this information would help you choose the loan you are looking for, which would mean taking a step further in purchasing your dream home. Bad gateway
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It has been widely common for the business owners to use their sole manager/director status to simply take funds for living from the corporation. Or, make the corporation pay for their personal expenses like home renovation or visa bills. Not wishing to declare it as personal income, but rather say that it was a loan that will be paid back later. On the other hand, the employed person would have paid those same expenses from his/her personal salary. It is obvious that the difference between those two would be that the employee has paid personal taxes, pension and employment insurance contribution, before receiving his/her net pay. Therefore, on average, 100k annual salary will give you a 60k net pay. The business owner, taking money directly from the business bypasses the source deductions, and receives access to the whole 100k. By The CRA rules, simplistically stated, If the company earns 250k net, and then pays the salary 100k, has 150k net income and needs to pay tax on 150k (16.5% for small business in Ontario). Then the person receiving 100k salary needs to pay personal income tax.(40-45% or more), and that is precisely what the average business owner is reluctant to do. For the same reason the CRA has concentrated its attention and developed a sophisticated set of laws and regulations to help enforce tax law in that area. In particular, Section 15 of the Income Tax Act (ITA) outlines the CRA's position on loans advanced to shareholders/directors. The idea is that any benefit provided by the company to the shareholder/director shall be included in his/her taxable income. S. 15(2) deals with "shareholder debt" saying that where the shareholder, or any person connected to the shareholder received a loan "amount of loan or indebtedness is included in computing the income for the year of a person..."; There is, however, a gesture of goodwill on the part of the ministry, saying in 15(2.6), that the above does not apply when "loan or indebtedness repaid within one year after the end of the taxation year of the lender..." if it can be seen that "... the repayment was not a part of series of loans or other transactions and repayments" Home Purchase Loan There might have been a home purchase loan from your corporation, that is allowed by the CRA, for the term of 5 years, with the renewal option. Should be" acquired for the sole purpose of acquiring right to inhabit a dwelling ... ... where the dwelling is for the habitation of (a) the individual by virtue of office or employment the loan is received or the debt is incurred (b) specified shareholder of the corporation by virtue of whose services the loan is received or the debt is incurred, or (c) a person related to a person described in (a) or (b)..." Saying therefore, that you must be an employee or a shareholder, providing actively services to the corporation. The loan must bear interest, and its principal does not have to be included in income of an individual, for the amount not exceeding what was actually paid for residence purchase during the year. S. 80.4(1); 80.4(7). The loan must be taken for the term not exceeding 5 years, and the "prescribed" interest rate must be paid. Automobile purchase loan option is also available, shall it be received for the reason of employment, as opposed to shareholdings. Bad gateway
Dallas CloudFlare Working www.articlesnatch.com Host Error What happened? The web server reported a bad gateway error. What can I do? Please try again in a few minutes. How To Start Your Own Baby Food Business Part #5: Fresh, Organic, and Local
by: Mischelle Weedman Davis Of course, you don't have to make fresh, organic, and local underlining values of your baby food business. Perhaps these attributes are not as important to parents in your area. However, as I have already shown you, the market for products that have these qualities is growing rapidly. And the fact that your baby food is fresh, organic, and local is unlikely to turn people off. But you may loose potential customers if your food doesn't have at least one of these attributes. Why Organic Foods For Babies? -Existing regulations on the amount of pesticide residues that non-organic foods may contain are based on 'acceptable' levels for adult consumption. Babies and young children are at greater risk because the immaturity of their body systems makes them more vulnerable to toxins. -Because children's diet is often restricted to just a few types of less processed food- like apples, potatoes, carrots ' they may receive higher exposure to toxins. -From conception until one year of age, children are at their most vulnerable. During this critical stage of development cells are multiplying at their peak, yet the body has limited diet to draw upon. -A baby's digestive system is also more efficient that that of an adult at absorbing foods, enabling nutrients to be used more quickly, but also making the body more vulnerable to toxins. Immature kidneys are not as proficient at excreting harmful substances, so they may circulate in the body for a longer period of time. -No one knows what effect genetic engineering may have on food products and the health of those who consume them. So the best way to protect yourself and your baby from possible problems is to choose organic. Organic baby foods are produced without genetically modified ingredients. Why Local Foods For Babies? -Eating local means more for the local economy. According to a study by the New Economics Foundation in London, a dollar spent locally generates twice as much income for the local economy. When businesses are not owned locally, money leaves the community at every transaction. -Locally grown produce is fresher. While produce that is purchased in the supermarket or a big-box store has been in transit or cold-stored for days or weeks, produce that you purchase at your local farmer's market has often been picked within 24 hours of your purchase. This freshness not only affects the taste of your food, but the nutritional value which declines with time. -Locally grown fruits and vegetables have longer to ripen. Because the produce will be handled less, locally grown fruit does not have to be "rugged" or to stand up to the rigors of shipping. This means that you are going to be getting peaches so ripe that they fall apart as you eat them, figs that would have been smashed to bits if they were sold using traditional methods and melons that were allowed to ripen until the last possible minute on the vine. -Eating local is better for air quality and pollution than eating organic. In a March 2005 study by the journal Food Policy, it was found that the miles that organic food often travels to our plate creates environmental damage that outweighs the benefit of buying organic. -Eating local protects us from bio-terrorism. Food with less distance to travel from farm to plate has less susceptibility to harmful contamination. -Supporting local providers supports responsible land development. When you buy local, you give those with local open space - farms and pastures - an economic reason to stay open and undeveloped. Sources: -Trading places: the local economic impact of street produce and farmer's markets, New Economics Foundation, November 2005. -Farm costs and food miles: An assessment of the full cost of the weekly food basket, Food Policy, Volume 30, Issue 1, February 2005, Pages 1-19. -"New Rules to Beat Food Terrorism", Associated Press, Dec 6, 2004. The United States Department of Veterans' Affairs (VA) was formed in 1930 with the aim of providing better medical care and benefits for the men and women who have fought for our country. The VA employs nearly three hundred thousand people in hundreds of clinics and hospitals all over the country for the express purpose of providing medical care for the veterans and their families. Unfortunately, even in such hospitals, there are instances of negligence that may result in the injury of a veteran or a family member. If you are a veteran who has gone through some such incident, you need to file a medical malpractice claim and get yourself a good veteran's lawyer. Cincinnati OH, like many other towns in the state of Ohio is no stranger to incidents of medical negligence; however, many do not know how to go about filing a VA claim. One of the things to remember while filing a VA claim is to keep a cool head. You will understandably be upset and angry at the people responsible, but pouring out that anger on your claim would not yield any positive results. Nor would talking to the press, at least until you have given the VA adequate time to look into your claim. That's why it is smart to contact a reputable veterans' lawyer as soon as possible, to ensure there are no missteps. Another thing to remember when you make a claim to the VA for damages suffered is that the amount you are claiming is final. You cannot raise the amount later on in any way unless you can prove that you have suffered from damages you didn't know about when you actually filed the claim. This is another reason you need a specialist veterans' lawyer assisting you, so that you don't end up getting less than what you are eligible for. Once you have filed a claim the VA can either pay the claim immediately, or choose to negotiate, or even reject it. That's when you need to go to court. However, for that you will need the assistance of a sharp veterans' lawyer. Cincinnati OH residents looking for such lawyers should contact the David Huffman Law Services by visiting their website at davidhuffmanlawservices.com/. David Huffman, a former veteran himself, has 25 years of experience in this field. He and his team are waiting to assist our former veterans with any problems they might face. U.S. Department of Agriculture (USDA) Farm and Foreign Agricultural Services (FFAS) Deputy Under Secretary Alexis Taylor speaking with local growers.
There's nothing better than talking about food over a delicious meal of fresh, locally produced ingredients. I had the chance to do that recently, when I visited Central Foods, a Spokane, Washington, restaurant that sources from local farmers and ranchers. There, I met with stakeholders and producers who are taking advantage of new economic opportunities created by the growing consumer demand for local food. We had a great conversation about how USDA supports local food systems and how we can continue to do so in the future. In communities across America, entrepreneurs like Beth Robinette and Joel Williamson from Spokane's LINC Foods and Teri McKenzie from Inland NW Food Network are invigorating rural economies by connecting local farmers and consumers. They are opening up new markets for farmers, drawing young people back to farming, and increasing access to fresh foods for consumers. That's why USDA has identified strong local and regional food systems as one of four pillars for rural economic development, and we've stepped up our support for this important sector of agriculture. Read more » Tags: Farm Loans, Farmers, FSA, high tunnels, KYF2, Local and Regional Foods, local food, local foods, NRCS, Ranchers, Washington State Food and Nutrition, Know Your Farmer, Know Your Food Elsa Torres' father, Jose, inspired her to buy an orchard and farm on her own. For Elsa Torres, farming is more than just a job or a livelihood. It's an inspiration. Ever since she was a young girl, Elsa can remember working in orchard fields with her father, Jose Torres. It was something she loved and cherished. "My father is the person I admire the most," said Elsa. "He came from Mexico with nothing and for 25 years he worked on an orchard that he now owns. He didn't start out with a formal education. But now he's a business owner. He's an example of the American dream and how someone who works hard can become a success." Read more » Last week, USDA marked the six-month anniversary of the signing of the 2014 Farm Bill. I am proud to say that we've made important progress on every title of the Farm Bill, including issuing disaster assistance payments, updating risk management tools, modifying farm loan programs, announcing new support for agricultural research, establishing new conservation programs, and much more. My team and I at USDA have gathered together some top statistics that show how the Farm Bill is at work in your state--and the record results we've achieved this time around. For example: Read more » Tags: #ruralpartners, agricultural research, Conservation, Disaster Assistance, Farm Bill, Farm Loans, Food Farm and Jobs Bill, Foundation for Food and Agriculture Research, FSA, NRCS, Partnerships, Regional Conservation Partnership Program, Research, risk management, Secretary's Column, Tom Vilsack Conservation, Environment, Science Marilyn and Erik Simpson returned to the Navajo Reservation in Torreon, N.M., to help Marilyn's aging parents and to grow their own farming operation that would benefit their family. This post is part of a Microloan Success feature series on the USDA blog. Check back every Tuesday and Thursday as we showcase stories and news from USDA's Farm Service Agency. Marilyn Simpson grew up on the Navajo Reservation in Torreon, N.M., where she learned all about farming from her parents who raised sheep and cows. The youngest of eight children, Marilyn left the reservation, and her parents, to go to college in Arizona. That's also where she met her husband Erik. After graduating, she and Erik moved back to Torreon to help Marilyn's parents. Read more » Tags: Arizona, Beginning Farmers, Farm Loans, Farmers, FSA, microloan success, microloans, Navajo, New Mexico, Ranchers, small farmers, veterans Environment David Hoff left his job to return to the farm and help his father. The Microloan helped Hoff acquire operating inputs when other lenders wouldn't take a chance on him. This post is part of a Microloan Success feature series on the USDA blog. Check back every Tuesday and Thursday as we showcase stories and news from USDA's Farm Service Agency. For David Hoff, farming was in his blood. It had been 14 years since he worked on his family's South Dakota farm. He went off to college, earned a degree in business, landed a position in sales and, over the next 10 years, held leadership positions in sales for several companies. But he had been thinking long and hard about returning to the 2,000 acre farm and rejoining the family operation. Then in 2012, Hoff received the sad news of his uncle's death. His uncle had farmed with Hoff's father in Hutchinson County, S.D. for years. That's when Hoff decided to return and help his father with the farm. "This was a big change for us. I was used to bringing home a paycheck every two weeks and now that was going to change in a big way," said Hoff. "There are no guarantees in farming and you can't write down what you are going to make each year. My wife likes to have a clear plan and that was a challenge for her to overcome." Read more » Six. That's the total number of name changes the Farm Service Agency has seen since its birth in 1933. With each change came new responsibilities, new programs and new incentives for farmers and ranchers to produce affordable food and fiber for U.S. consumers. The 1929 stock market crash combined with the dust bowl of the 1930s merged into the Great Depression, which created high levels of unemployment and a long list of farm failures. President Franklin Delano Roosevelt was elected, promising Americans a New Deal. FDR stated in a speech that "A nation that destroys its soils destroys itself." Read more » |